Políticas de pago y cancelación

Sesión individual :

60 minutos

$ 100

Sesión grupal:

75 minutos

$ 50

La escala móvil está disponible de forma limitada.

El pago vence al final de cada sesión a través de IVY Pay, una aplicación que es segura según la HIPAA y mantiene nuestra relación terapéutica confidencial. IVY Pay funciona con su tarjeta de débito, tarjeta de crédito, cuenta HSA o FSA.

Si necesita cancelar una cita, avise con al menos 24 horas de anticipación. De lo contrario, se le cobrará $ 50, excluyendo situaciones de emergencia. Si puede reprogramar dentro de la semana, no se le cobrará.

Seguro

Actualmente no estoy en ningún panel de seguros. Estoy en el proceso de contratar a BCBS, UHC, Cigna, MedCost y Medicaid. Anticipo unirme a estas redes en enero de 2021.

Si tiene beneficios fuera de la red, puedo proporcionarle una factura para que la envíe a su compañía de seguros. Una vez que haya alcanzado su deducible fuera de la red, será elegible para el reembolso.

Questions to ask your Insurance Provider

 

Your "in-network" benefits

  • Does my plan include coverage for mental health?

  • What is my copayment?

  • What is my annual deductible?

  • How much of my deductible have I met?

  • What is my *out-of-pocket maximum?

  • How much of my out-of-pocket maximum have I met?

  • What is the **coinsurance for mental health services that my plan will cover?

 

*Out-of-pocket maximum is the amount you pay before insurance will cover 100% of costs.
**Coinsurance is the percentage that insurance will pay after you've paid off your deductible. For example, if your coinsurance is 20% and the session rate is $100, then you pay $20.

 

Your "out-of-network" benefits

  • Does my plan include “out-of-network” coverage for mental health?

  • What is my "out-of-network" deductible?

  • How much of my "out-of-network" deductible have I met?

  • How much is my "out-of-network," out-of-pocket maximum?

  • How much of my "out-of-network," out-of-pocket maximum have I met?

  • What is the coinsurance percentage for "out-of-network" mental health services that my plan will cover?

 

General Questions

  • What is the policy year start date and when does my deductible plan reset (i.e. Jan 1 – Dec 31; July 1- June 30)?

  • Is there a limit on the number of therapy sessions my plan will cover per year?

  • Does my plan require pre-authorization for psychotherapy?

  • Do I need approval for a 60-minute session with CPT code 90837?